What is the Canada Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is an government insurance plan for families who have an adjusted total annual income of less than 90000 a year. The insurance is offered through partnership by Sunlife and Ontario government. The requirement is that you have to be a Canadian citizen that does not have access to private or business dental insurance. Also previous year's tax return must be completed as well.
When does the Canadian Dental Care Plan Start?
Currently, CDCP only covers seniors 65 and older starting May 1st, 2024. Rollout of CDCP covering adults with valid disability tax credit certificate is set to start in June in tandem with CDCP plans for children under the age of 18. All remaining Canadian residents starting 2025.
Who does the Canadian Dental Care Plan cover?
It is meant to cover everyone who's combined adjusted family income is below 90000 per year. The 4 criteris to qualify for CDCP is that you do not have dental insurance, you have an adjusted family net income of less than 90000, be a Canadian resident for tax purposes and have filed your tax returns in the previous year. The images below, indicates the 4 criteria in more detail.
What does "not having access to dental insurance mean?"
What is adjusted family net income?
Images screenshotted from Canada.ca CDCP page. For more information please click on this link which will redirect you to the Canada.ca CDCP page.
What does the plan cover?
As of right now, CDCP covers, basic examination, emergency, specific and complete examination. One hour of dental cleaning/deep cleaning/scaling (4 units). It also covers all X-rays from smaller bitewings, PA, and panoramic (full mouth) X-rays. It also covers lab fees for dentures and other procedures, topical fluoride treatment, desensitization treatment with denture/crown repair/re-cementation. It also includes restoration/fillings, root canals